How to Get Malta Citizenship by Investment

Malta’s citizenship by investment program offers a unique opportunity for individuals seeking to secure a second passport and enjoy the benefits of EU citizenship. Known for its favorable tax system, strategic location, and high quality of life, Malta attracts investors from around the world. In this blog post, we guide you through the process of obtaining Malta citizenship by investment, detailing the eligibility requirements, investment options, and application procedures. Whether you’re looking to expand your global mobility, enhance your business opportunities, or provide your family with a stable future, this guide will help you navigate the intricacies of Malta’s citizenship program and make informed decisions about your investment.

Overview of Malta’s Citizenship by Investment Program

The Malta Citizenship by Investment program, officially known as the “Malta Citizenship by Naturalisation for Exceptional Services by Direct Investment,” offers affluent individuals and their families a legal pathway to obtain Maltese citizenship.

This program is governed by strict eligibility criteria and is designed to attract foreign investors who can contribute significantly to the country’s economy. Through this program, successful applicants can enjoy the benefits of a Maltese passport, including visa-free access to over 180 countries, and the right to live, work, and study in any European Union (EU) country.

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Eligibility Criteria for Malta Citizenship by Investment

To qualify for Malta Citizenship by Investment, applicants must meet several eligibility criteria. The primary applicant must be at least 18 years old and demonstrate impeccable standing, with no criminal record. Furthermore, the applicant must be in good health and possess medical insurance policies that cover them globally.

Investment Requirements

The investment requirements for obtaining Maltese citizenship include:

Financial Contribution

The primary applicant must make a non-refundable donation to the National Development and Social Fund (NDSF). The minimum investment varies depending on the residency period chosen:

12-Month Route: A minimum contribution of €750,000. OR
36-Month Route: A minimum contribution of €600,000.

Real Estate Investment

The applicant must invest in Maltese real estate, either by purchasing a property with a minimum value of €700,000 or by leasing a property with an annual rent of at least €16,000. This property must be retained for at least five years.

Charitable Donation

A charitable donation of at least €10,000 to a recognized Maltese non-profit organization is required. Donations to causes such as animal welfare, social development, or public health are common.

Additional Requirements for Family Members

The Malta Citizenship by Investment program extends to the applicant’s family members, including spouses, children, and dependent parents. However, additional fees apply for each family member:

Spouse: An additional contribution of €50,000.
Unmarried Children: Each child (including adult children) requires an additional contribution of €50,000.
Dependent Parents: A contribution of €50,000 for each dependent parent or grandparent included in the application.

Four-Tier Due Diligence Process

Malta’s CBI program is known for its rigorous four-tier due diligence process, ensuring that only persons of integrity and good character obtain Maltese citizenship. This process includes:

Identity Verification: Verification of the applicant’s identity through multiple documents, such as passport copies, original birth certificates, and a marriage certificate (if applicable).

Background Checks: A thorough examination of the applicant’s background, including criminal record checks and verification of the source of funds.

Continuous Monitoring: The Maltese government conducts ongoing monitoring to ensure that applicants remain compliant with the program’s requirements.

Third-Party Audits: Independent firms conduct audits to ensure adherence to due diligence standards.

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The Application Process for Malta Citizenship by Investment

The application process for Malta Citizenship by Investment is a structured pathway for individuals seeking European citizenship. This citizenship program requires a person to fulfill months of residency, invest in real estate property, and make a non-refundable contribution. The citizenship application process ensures a thorough assessment before granting Maltese citizenship.

Step 1: Residency Requirement

Before applying for citizenship, the primary applicant must fulfill a residency requirement. This involves obtaining a Residence Card by spending time in Malta, depending on the chosen investment route. During this period, the applicant must demonstrate a genuine link to Malta, which may include activities such as enrolling children in Maltese schools, engaging in local business, or participating in community activities.

Step 2: Submission of Citizenship Application

Once the residency requirement is fulfilled, the primary applicant can submit their citizenship application. This submission must include:

Proof of Residency: Documentation demonstrating compliance with the residency requirement.
Financial Contribution: Proof of the required contribution to the National Development and Social Fund.
Real Estate Investment: Evidence of property purchase or lease agreement.
Charitable Donation: Confirmation of the charitable donation.
Due Diligence Fees: Payment of the due diligence fees, which vary based on the number of applicants.

Step 3: Due Diligence Checks

After submission, the Maltese government conducts thorough due diligence checks on the applicant and their family members. This step is crucial to ensure that all applicants meet the program’s stringent criteria.

Step 4: Approval in Principle

If the application passes the due diligence checks, the applicant receives an “Approval in Principle” letter. This approval indicates that the applicant is eligible to obtain Maltese citizenship, subject to fulfilling the remaining conditions.

Step 5: Final Contribution and Oath of Allegiance

Upon receiving the Approval in Principle, the applicant must make the final financial contribution and fulfill any remaining investment requirements. Afterward, the applicant and their family members must take an Oath of Allegiance to Malta.

Step 6: Issuance of Certificate of Citizenship

Following the oath, the Maltese government issues a Certificate of Citizenship, officially granting Maltese citizenship to the applicant and their family members. At this stage, the applicant can apply for a Maltese passport.

How to apply for citizenship by investment

5 Benefits of Maltese Citizenship by Investment

Maltese Citizenship by Investment offers significant advantages for prospective applicants, providing access to European countries, visa-free travel, and residency in Malta. With high-quality education and favorable tax regimes, this program appeals to individuals seeking a secure, prosperous life in a strategically located country within the European Union.

1. Access to a European Passport

A Maltese passport grants visa-free or visa-on-arrival access to over 180 countries, including the United States, Canada, and the Schengen Area. This access simplifies international travel for business and leisure.

2. Right to Live, Work, and Study in the EU

Maltese citizenship provides the right to live, work, and study in any EU country, offering a wealth of opportunities across Europe. This is particularly beneficial for families with children seeking access to high-quality European education systems.

3. Favorable Tax Environment

Malta offers a favorable tax regime, including advantageous tax rates and the absence of estate duty, capital gains tax, and inheritance tax for non-domiciled individuals. This makes it an attractive destination for investors seeking to optimize their tax obligations.

4. High Quality of Life

Malta is renowned for its high quality of life, with a warm Mediterranean climate, low crime rates, and reputable healthcare services. The country’s rich cultural heritage and vibrant community life make it an ideal place for families and retirees.

5. Dual Citizenship

Malta permits dual citizenship, allowing investors to retain their original citizenship while enjoying the benefits of Maltese citizenship. This flexibility is advantageous for individuals who wish to maintain ties to their home country while exploring new opportunities in Europe.

Malta citizenship by investment: How you can benefit

Is the Malta Citizenship By Investment Process Easy to Navigate?

No, the Malta Citizenship by Investment process is not easy to navigate due to its complex eligibility applications, strict citizenship law, and required period of residency. From the real estate purchase or financial contribution to the actual application for citizenship, each step demands careful attention. This is why working with a dedicated advisory firm, like JH Marlin, is essential. Their expertise ensures that your application is handled correctly, saving time and avoiding potential pitfalls in the process.

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Why Work With a Law Firm to Process Your CBI Application?

Working with a law firm, such as JH Marlin to process your Malta Citizenship by Investment application is essential for navigating the complex eligibility requirements, ensuring compliance with Maltese law, and efficiently managing the application process. Expert legal guidance provides personalized support, protects your investment, and increases your chances of citizenship approval.

Expert Navigation of Complex Requirements

The Malta Citizenship by Investment (CBI) process involves stringent eligibility applications and adherence to government regulations. A law firm specializes in navigating these complexities, ensuring that investors meet all diligence requirements, including government and donation requirements. This expertise minimizes the risk of errors and delays, which could otherwise lead to rejection or prolonged processing times. By working with a law firm, you gain peace of mind knowing that your application is handled with precision and compliance.

Efficient Processing Time

Applying for Maltese citizenship requires meticulous attention to detail and adherence to specific timelines. Law firms are skilled in managing the application process, ensuring that all necessary documentation is submitted promptly, reducing the likelihood of delays. Their familiarity with Maltese government procedures allows them to expedite processing time, often achieving citizenship approvals in record time. This efficiency is crucial for investors who need to meet specific deadlines or have time-sensitive needs.

Comprehensive Estate Planning

Investing in Maltese real estate is a key component of the CBI program. Law firms offer comprehensive estate planning services, guiding investors through the complexities of real estate purchases, residential property management, and understanding capital gains and municipal taxes. They ensure that your investments comply with Maltese regulations and are optimized for long-term benefits. With expert legal advice, you can make informed decisions that protect your assets and maximize the value of your real estate investments in Malta.

Personalized Support for Family Applications

Applying for Maltese citizenship as a family involves additional complexities, particularly when including a minor child or dealing with foreign citizenship issues. A law firm provides personalized support, ensuring that each family member’s application meets the CBI criteria. They offer tailored solutions for managing the unique aspects of family applications, from eligibility to documentation. This personalized approach ensures that your entire family can successfully navigate the application process, securing their future in Malta.

Ensuring Integrity and Compliance

Malta’s CBI program requires applicants to demonstrate integrity and strict compliance with legal standards. A law firm ensures that your application reflects a person of integrity, meeting Malta’s rigorous citizenship by investment requirements. They handle all aspects of the application process, from verifying the source of funds to ensuring all documentation aligns with Maltese law. By working with a law firm, you can be confident that your application is fully compliant, increasing the likelihood of a successful outcome.

Apply for Maltese Citizenship By Investment

At JH Marlin Law, we guide clients through the complexities of obtaining citizenship by investment, offering tailored legal services to help you secure a second passport. With our extensive experience in citizenship and residency by investment, we provide expert advice on immigration, corporate commercial law, and real estate. Our team is dedicated to achieving the best results, maintaining confidentiality, and offering personalized support throughout the process. Trusted by clients in over 45 countries, we have a near 100% success rate and accept cryptocurrency for added convenience.